Online Strategies to Promote Business Goals

Posts tagged online courses

Training Can Lower Insurance Premiums

Operating Costs

Appropriate training can reduce the premium costs for property, liability and workers compensation insurance and can also keep operating costs in check.


Safety Training that addresses relevant safety issues is an important part of an effective safety plan. Improving safety outcomes can also keep operating costs in check.
For example, avoiding accidents can minimize the need to hire and train replacement employees, and reduce the overtime costs involved in having others fill in for injured employees.

Compliance training is about educating employees on the laws, regulations and company policies that apply to their job responsibilities. An organization that mandates compliance training is more apt to avoid violations by employees that could lead to legal liability for the organization. And, in the event that employee wrongdoing does occur, documented training can serve to defend the organization.

Many insurers reward employers with a well-trained workforce through premium reductions. A business can even reduce Workers Compensation premiums by lowering the “experience modification factor” (MOD) through improved safety outcomes. Because it is a multiplier, even a small reduction in the MOD can significantly impact the final premium.

Many safety and compliance issues potentially apply to any business—is any workplace immune from workplace violence or the threat of sexual harassment? Maintaining a secure environment and training workers on how to recognize and react to potential problems can minimize the opportunity for disaster.

Evaluate what safety and compliance concerns are pertinent to your business. For example,

  • Slips and falls can happen anywhere but they may be more prevalent in certain settings such as grocery stores or restaurants where spills are common.
  • Some safety concerns are inherent in the activity or materials handled at a workplace.
  • Where lifting and loading activities are common, training in proper lifting techniques can reduce injuries.
  • Where safety equipment is used, employees need to be trained on when and how to use it.
  • In an office setting, training on proper ergonomics can reduce injuries.

To help keep your operating costs in check, think about what safety issues may be impacted by training. Check with your insurance professional about what steps you can take to reduce insurance premiums.

Feature-rich Courses

Feature-rich Courses

If affordable online training would help to reduce your insurance premiums and operating costs, we can help. Our online learning site, CDTLearning, is geared to small and mid-size businesses and organizations. CDTLearning includes both online courses and complete tracking and reporting functionality. Visit our website at to learn more.  From our website, you can also access CDTLearning! to view course lists, descriptions and watch course previews.

For more information:

CDTLearning site launched!

CDTLearning Portal

New online learning site for small to midsize organizations.


CDT Learning is our new online learning environment comprised of both a feature-rich LMS and libraries of core training courses.It is geared to small and mid-size businesses and organizations.
Online learning solutions have been enjoyed by large, well-funded companies and organizations for years, while smaller companies and organizations with more limited budgets, have struggled to meet training needs. CDTLearning provides a flexible, affordable and powerful solution designed to meet the learning needs of today’s small to mid-size organizations. Read more …